Florida Claim Guide
The Personal Injury Claim Process in Florida
Hurt and unsure what comes next? Here is how a Florida injury claim moves from your first call to a settlement or verdict, and how our Orlando personal injury lawyers handle each step for you.
Legally Reviewed by Louis Berk, Florida Bar #111895 – Updated September 2026
First Steps
What to Do After an Injury
Feeling overwhelmed after an injury is normal. These three basics protect your health and your claim in the first days.
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Do I have a case?
Most Florida injury claims rest on four elements. Here is what we look at in a free case review.
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Hiring a Personal Injury attorney
All law firms are not the same.
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Injured? Getting the compensation you deserve starts here.
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Step by Step
The Personal Injury Claim Process: A Breakdown
In Florida, most injury claims move through the same stages: medical care and PIP benefits, investigation, a demand to the insurer, and negotiation toward a fair settlement. If the insurer won't pay fairly, we file a personal injury lawsuit, which most negligence claims require within two years (§95.11(5)(a)), followed by discovery, mediation, and trial.
Documents 101: A Checklist
Keep your police report, medical records and bills, photos, insurance letters, and proof of lost wages in one folder. It makes every step of your claim faster.
plain-english legal terms
Personal Injury Glossary
From damages to depositions, these are the legal terms you will hear most often during a Florida personal injury claim, explained in plain English.
Damages
Financial compensation for loss or injury caused by another party, such as medical bills, lost wages, and pain and suffering.
Negligence
Failure to exercise reasonable care, resulting in harm to another person or their property.
Settlement
An agreement resolving a claim outside of trial, in which one side compensates the other.
Plaintiff
The person or party who files a lawsuit against another for causing them harm.
Defendant
The person or party being accused of causing harm in a personal injury claim.
Deposition
Sworn out-of-court testimony given by a witness or party, recorded as part of the legal process.
Practice Areas
Injury Cases We Handle Across Central Florida
Our team handles injury claims across Orange, Osceola, Seminole, Lake, and Polk Counties, from highway crashes to falls at stores, hotels, and resorts.
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Learn More About Your Injury Claim
Injured and not sure what to do? We walk you through everything you need to know.
Filing a Personal Injury Lawsuit in Florida
How to File a Personal Injury Claim in Florida
Personal Injury Settlements in Florida: What to Expect
Average Pain and Suffering Settlement in Florida
What Is a Whiplash Settlement Worth in Florida?
How to Choose an Orlando Personal Injury Lawyer
Average Payout for an Ankle Injury With Surgery
How Physical Therapy Affects Your Settlement
