Pedestrian Accidents
June 10, 2025

Pedestrian Hit by Car in Florida: Your Legal, Medical & Financial Game Plan

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Written by:
Jose Manuel Arreaza
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Pedestrian Hit by Car in Florida: Your Legal, Medical & Financial Game Plan

Key Takeaways:
Your Personal Injury Lawsuit

  • Call 911 and get evaluated right away. Under Florida’s PIP rules, you generally need medical care within 14 days to preserve benefits (Florida Statute § 627.736 (3)(a)).
  • Stay at the scene if it’s safe, cooperate with police, and get the officer’s name and crash report number.
  • Document everything: photos of injuries and the vehicle, the crosswalk/traffic signals, and contact info for witnesses and nearby cameras.
  • Understand liability early. Florida’s modified comparative negligence law (Fla. Stat. § 768.81) can reduce your compensation, and can bar recovery if you’re found 51% or more at fault.
  • If it was a hit-and-run, UM/UIM coverage may be the path to recovery. A pedestrian accident lawyer can handle insurer communications, gather evidence, and push for full compensation.
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Table of Contents

Pedestrian Hit by Car in Florida: Your Practical Guide to Taking Action and Getting Compensated

Getting struck while walking shouldn’t turn your entire life upside down, but it often does. If you’ve been involved in a pedestrian hit by car incident in Florida, what you do next can shape your recovery. The goal is simple: get the right medical care, protect the evidence, and avoid the insurance mistakes that can shrink your claim.

This guide lays out practical steps from the scene of the crash through the claims process-so you can move forward with a clear plan. 

Immediate Steps After a Pedestrian Hit by Car

The chaos after being hit is surreal, sirens, shock, pain, and fear all collide. But while everything feels like a blur, your response in these early moments is critical. One wrong move or missed detail can cost you tens of thousands in medical coverage or completely derail your legal claim. Before we break down the legal and medical details, here’s a quick summary of the most important steps to take immediately after a pedestrian accident. These actions can protect your health, your rights, and your future settlement.

Quick Action Checklist: What to Do If You’ve Been Hit by a Car

Step Action
1 Call 911 - Request emergency medical help immediately.
2 Stay at the scene - Don’t move unless you’re in immediate danger.
3 Document everything - Take photos of injuries, the vehicle, and the location.
4 Get witness information - Ask for names, numbers, and any statements.
5 File a police report - Ask for the officer’s name and case number.
6 Get medical care within 14 days - To preserve Florida PIP benefits.
7 Save all records - Medical bills, receipts, photos, and communications.
8 Call a pedestrian accident lawyer - Don’t speak to insurers alone.

Now let’s walk through each of these steps and explain why they matter so much, especially under Florida law.

Call 911 and Get Medical Help Immediately After Getting Hit by a Car

If you’re conscious, call 911 immediately or have someone do it for you. After a Pedestrian hit by car, internal injuries, like brain trauma or organ damage, often aren’t obvious at first. Even if you feel “okay,” you may be in danger. 

Paramedics can detect hidden trauma and document your injuries on-site, which becomes vital evidence later.Under Florida’s PIP (Personal Injury Protection) laws, you’ve got just 14 days to get checked out or risk losing access to up to $10,000 in coverage. 

That’s not optional. It’s Florida Statute § 627.736 (3)(a), and if you miss that deadline, insurers will pounce. No doctor visit, no payout.And don’t wait for the pain to show up. The longer you delay, the easier it is for the insurance company to say, “Your injuries didn’t come from this accident.”

Stay Calm and Stay in Place After a Car Hits a Pedestrian

If you’ve just been involved in a car hits pedestrian situation, especially in a crowded area, resist the urge to get up and walk it off. Unless you’re in immediate danger (like lying in oncoming traffic), stay where you are and wait for emergency responders. 

Moving prematurely can worsen injuries like broken bones, internal bleeding, or spinal damage. It also compromises the crash scene, making it harder for responders and investigators to reconstruct what happened. And let’s be clear: if the driver tries to talk you out of calling the police or wants to “handle it privately,” that’s a massive red flag. 

Many Florida drivers have no insurance, expired licenses, or active warrants. Protect yourself, report it immediately, no matter how minor your injuries may seem.

Gather Evidence After a Pedestrian Incident

If you’re alert and physically able, your smartphone is now your most powerful tool. After a Pedestrian hit by car event, time-sensitive evidence can vanish fast. Here’s what to capture before the scene clears:Photo Checklist:

  • The vehicle that hit you (including license plate and any visible damage).
  • Your injuries (cuts, bruises, torn clothing).
  • The crosswalk, traffic lights, and street layout.
  • Skid marks, broken glass, debris.
  • Weather conditions.
  • Any surrounding businesses or homes with visible cameras?

Info to Collect:

  • Contact info for eyewitnesses
  • Surveillance camera locations are nearby.
  • The police officer’s name and the crash report number.

Don’t rely on memory. Get it in writing, on video, or on your phone. That evidence could be the difference between full compensation and a denied claim.

Avoid Discussing Blame After a Pedestrian Auto Accident

One of the biggest traps in a pedestrian auto accident is what you say out loud, especially while you’re still in shock. Even saying something polite like “I didn’t see the car” or “I’m sorry” can be used against you as an admission of fault. 

Stick to the facts. Let officers ask the questions, and don’t speculate. If the other driver or passengers engage you, stay calm and don’t get into any back-and-forth. The goal right now is to record what happened, not to debate who’s to blame. 

And remember, insurance companies are always listening, even if they’re not on the scene yet. Don’t give them any ammo to twist your words later.

Who Is Liable When a Car Hits a Pedestrian?

In the aftermath of a Pedestrian hit by car, assigning blame isn't always black and white. Sure, drivers are often responsible, but not always entirely. Florida’s laws are built on shared responsibility, which means pedestrians can also be held partially at fault.

 And yes, that matters a lot. The higher your share of blame, the smaller your compensation check. Understanding liability is essential before filing a pedestrian accident claim. Knowing who’s responsible helps you build a stronger case from day one.

Understanding Florida’s Comparative Negligence Laws in Pedestrian Accident Injuries

Let’s be blunt: Florida insurance companies know how to play dirty. If there’s a chance to blame you, they’ll take it. That’s where Florida’s modified comparative negligence law (Fla. Stat. § 768.81) comes into play.Here’s what it says:

  • If you're found 51% or more at fault, you get nothing.
  • If you're 50% or less at fault, your compensation is reduced by that percentage.

Example:

  • Total jury award: $120,000.
  • You’re found 25% at fault.
  • Your final payout: $90,000.

So even if you were only partially distracted or stepped into the crosswalk a moment too early, that could cost you tens of thousands. And the insurance company knows it.That’s why strong legal representation isn’t optional; it’s your shield when adjusters come for your share of the blame. In more complex cases, especially where fault is disputed or injuries are severe, your claim may escalate into a full personal injury lawsuit. Learn what to expect in our step-by-step guide to personal injury lawsuits.

Common Scenarios of Fault When Car Hitting Pedestrian

Every Pedestrian hit by car case plays out differently, but some patterns show up again and again. Here’s where the blame typically lands:

When the Driver Is Usually at Fault

  • Failing to yield at a marked crosswalk.
  • Running a red light or stop sign.
  • Speeding or driving recklessly.
  • Texting or using a phone while driving.
  • Driving under the influence.

When the Pedestrian Might Be at Fault

  • Jaywalking or crossing mid-block.
  • Ignoring traffic lights or signs.
  • Walking at night in dark clothing without reflectors.
  • Being distracted (texting, headphones).
  • Stepping onto the road between parked cars without warning.

Even if you were partly at fault, don’t assume that disqualifies you from compensation. Under Florida law, partial fault only reduces your award; it doesn’t erase your claim. But to fight back effectively, you need legal backup and rock-solid evidence.

Common Pedestrian Accident Injuries and Medical Costs

When someone is pedestrian struck by car, there’s no seatbelt, no steel frame nothing to absorb the impact but the human body. That’s why these accidents so often lead to devastating injuries, including long-term trauma and medical bills that can easily hit six or seven figures.

In Florida, pedestrian accident victims face not only physical pain but a financial storm. Emergency care, rehab, lost wages, and surgeries add up fast. Here’s a breakdown of the most frequent injuries and what they cost to treat:

Injury Type Description Average Medical Cost
Traumatic Brain Injury (TBI) From concussion to permanent brain damage $85,000–$3 million+
Spinal Cord Injuries Paralysis or long-term mobility loss $500,000–$2 million+
Broken Bones Especially in the legs, pelvis, ribs, and arms $15,000–$100,000+
Internal Bleeding/Organ Damage Often requires ICU and emergency surgery $30,000–$500,000+
Soft Tissue Damage Torn ligaments, sprains, deep bruising $5,000–$50,000+
Severe Lacerations/Road Rash Can lead to infection or permanent scarring $2,000–$25,000+

But those are just the financial numbers. These injuries come with something harder to quantify: pain, psychological trauma, loss of independence. These medical expenses often become the core of your pedestrian accident settlement, so documenting every bill and treatment is critical for getting fair compensation.

Why Medical Documentation Is Key

This can’t be stressed enough: if you’re filing a claim after a Pedestrian hit by car, paperwork is power. Insurers don’t care what you say happened; they want proof. And that means detailed, consistent medical records that clearly show:

  • What your injuries are.
  • When they were diagnosed.
  • How do they affect your life?
  • What treatment did you receive?
  • What treatment do you still need?

Documentation Checklist:

  • ER visit summaries.
  • Imaging scans (MRIs, X-rays, CTs).
  • Doctor’s evaluations and specialist reports.
  • Physical therapy updates.
  • Medication receipts and prescriptions.
  • Prognosis reports from treating physicians.

Don’t lose out because a doctor forgot to note something in your chart. Follow up. Request records. Keep everything organized. The stronger your paper trail, the harder it is for the insurance company to lowball you or deny the claim.

What to Do After a Pedestrian Hit and Run Accident

There’s almost nothing more devastating than a Pedestrian hit by car, except when the driver doesn’t stop. No apology. No help. Just tires screeching and a vanishing vehicle. In Florida, hit-and-run pedestrian crashes have surged in recent years, and too many victims are left bleeding, confused, and unsure of what comes next.But here’s the truth: just because the driver fled doesn’t mean you’re out of options. You can still pursue a pedestrian hit by a car settlement, even if they’re never caught. The key is acting fast and knowing what to do. The longer you wait, the harder it gets to prove what happened. Don’t assume the driver will come forward; most don’t.

Can You Still Recover Compensation in a Pedestrian Hit by Car Case Involving a Hit and Run?

Yes, you absolutely can. Even if the driver vanishes, Florida law allows victims of a Pedestrian hit by car to seek compensation through alternate channels.

Here’s how your recovery options break down:

Driver Located Driver Not Located (Hit & Run)
File a claim against the driver's insurance File a claim through your UM/UIM policy
Pursue full damages for injury and loss Coverage is limited to your insurance limits
A criminal case may proceed against the driver Police investigation may go cold
Easier to negotiate a settlement with a known party More difficult to prove facts without third-party driver

Uninsured/Underinsured Motorist (UM/UIM) coverage becomes your financial lifeline. It can cover your medical expenses, lost wages, and pain and suffering, even if no one is ever arrested. 

But be warned: these claims are often denied or lowballed without legal pressure. Hit-and-run claims require meticulous evidence gathering, legal finesse, and assertive negotiation. Don’t expect the insurance company to play fair just because you’re the victim. Bring legal muscle to the table, and fast.

Do You Need a Lawyer After a Car Hits a Pedestrian?

Absolutely. After a Pedestrian hit by car in Florida, you’re not just dealing with physical recovery; you’re battling insurers, legal rules, and deadlines designed to trip you up. If you think hiring a lawyer is too expensive or unnecessary, think again. Insurance companies have entire departments trained to pay you as little as possible. Without a legal team of your own, you’re negotiating at a major disadvantage. An experienced pedestrian accident attorney levels the playing field. They’ll protect your rights, handle all communication, and fight to get every dollar you deserve. Most importantly, they’ll help you avoid the mistakes that cost victims thousands every single day.

What a Lawyer Does in a Pedestrian Hit and Run Case

A pedestrian hit and run case is one of the hardest to navigate. With no driver identified, you’re relying on your insurance policy, and that means your provider becomes your opponent. Here’s what a skilled attorney will do:

  • Track down nearby businesses to secure surveillance footage.
  • Work with law enforcement to investigate the incident.
  • File UM/UIM claims (uninsured/underinsured motorist coverage).
  • Build a compelling case even without a known driver.
  • Negotiate liens with hospitals and providers to reduce your out-of-pocket costs.

Without legal representation, you’ll be left to chase police reports, gather evidence, and negotiate with your insurer, all while recovering from trauma. Don’t go it alone.

How Contingency Fees Work After Getting Hit by a Car

Think you can’t afford a lawyer after getting hit by a car? Think again. Most pedestrian accident lawyers, including our team at Louis Berk Law, work on a contingency fee basis. That means:

Here’s how contingency fees typically work in pedestrian cases:

Case Stage Attorney Fee
Pre-lawsuit settlement 33.3% of total compensation
Lawsuit filed Up to 40% of total compensation
No recovery $0, you owe nothing

You don’t pay anything up front. If you don’t win, you don’t owe. It’s that simple. This fee structure is designed to give every victim access to legal protection, regardless of income.

When to Hire a Lawyer in a Pedestrian Auto Accident

The clock starts ticking the moment a pedestrian auto accident happens. Waiting too long to hire legal counsel means risking:

  • Lost evidence.
  • Missed deadlines.
  • Unrecorded witness statements.
  • Weak negotiations with insurers.
  • A lower final settlement.

Call a lawyer immediately if:

  • You needed surgery or hospitalization.
  • The driver fled the scene.
  • You’re being blamed for the crash.
  • You’ve lost income or can’t return to work.
  • You don’t fully understand your rights.

Insurers don’t wait to build their case; neither should you.

How Louis Berk Law Handles Pedestrian Hit by Car Cases

At Louis Berk Law, we don’t treat your pedestrian accident case like just another claim. We treat it like what it is: a critical moment in your life that demands legal power, real results, and full respect. Here’s what we bring to the table:

  •  We don’t settle for lowball offers, ever.
  •  We use expert testimony to strengthen your claim.
  • We prepare every case as if it’s headed for trial.
  • We’ve recovered compensation for everything from crosswalk accidents to fatal crashes.

You’ve already been hit once. Don’t let the insurance company hit you again. We’ll fight for the full payout you deserve, and we won’t stop until we get it. If the insurance company refuses to negotiate in good faith, your case may need to escalate to a pedestrian accident lawsuit to recover the full damages.

How to Strengthen Your Pedestrian Hit by Car Case

When it comes to personal injury claims, it’s not about what happened; it’s about what you can prove. After a pedestrian hit by car, you could be dealing with intense pain, financial stress, and long-term disability. But if you want the full compensation you deserve, you need more than a compelling story; you need undeniable evidence, airtight documentation, and a smart strategy. Here’s how to build a case that demands respect from insurers, juries, and opposing counsel alike.

Medical Documentation Checklist for Pedestrian Accident Injuries

The first thing insurance companies look at is? Your medical records. If your pedestrian accident injuries aren’t documented from day one, they’ll argue they weren’t serious, or weren’t even caused by the accident. Must-Have Medical Records:

  • ER summaries and triage notes.
  • Imaging reports (X-rays, MRIs, CT scans).
  • Doctor and specialist evaluations.
  • Treatment plans and physical therapy updates.
  • Prescription receipts and pharmacy records.
  • Prognosis letters explaining long-term impact.

Don’t just assume your doctor’s notes will be enough. Follow up. Ask for detailed write-ups. Save every bill, note, and result. This paper trail is what separates strong claims from ones that get tossed aside.

Witness Statement Tips After a Pedestrian Hit by Car Incident

Eyewitnesses can make or break your case. Their statements validate your story and help establish fault in a car hitting pedestrian crash, especially if the driver denies wrongdoing. How to lock in strong witness support:

  • Get full names and contact info at the scene.
  • Ask them to speak directly to police (not just you).
  • Let them speak naturally, don’t coach or suggest language.
  • Follow up and ask if they’re willing to give a written statement.
  • Identify businesses nearby that may have surveillance footage.

Once your lawyer steps in, they can turn these accounts into affidavits or depositions that hold weight in court. Don’t let this step slip by; it’s often the only third-party proof you have.

Build a Timeline and Preserve Evidence

Jurors, judges, and adjusters want to see the full story, clearly and chronologically. Building a timeline after a pedestrian hit by car brings structure to your case and ties all the moving parts together. Your timeline should include:

  • What were you doing right before the crash?
  • Exact time, date, and location of the accident.
  • Weather and road conditions.
  • Emergency response time and initial medical care.
  • Follow-up appointments and diagnoses.
  • Work missed, income lost, and career impact.
  • All communication with insurers or other parties.

Save everything. Text messages, voicemails, receipts, police reports, emails. A strong timeline backed by real documentation makes it harder for anyone to question your injuries or credibility.

Using Experts to Prove Long-Term Damages

You may know your injuries are life-changing, but you’ll need experts to convince an insurance company or jury. After a serious pedestrian hit by car accident, your attorney will likely bring in professionals to quantify your future losses and justify a higher settlement demand.

Common experts in pedestrian cases:

Expert Type Role in Your Case
Medical Specialists Detailed surgeries, recovery time, and prognosis
Vocational Experts Assess how your injuries affect your job or income
Accident Reconstructionists Recreate the scene to support your version of events
Life Care Planners Estimate future medical costs, equipment, or home care needs
Psychologists Prove emotional distress, PTSD, and cognitive impact

These aren’t just helpful; they’re often essential in major injury or disability claims. They transform speculation into hard numbers that insurers can’t ignore.

Hit by a Car in Florida? Louis Berk Law Is Ready to Fight for You

If you’ve suffered a Pedestrian hit by a car, you don’t need to navigate the aftermath alone. The legal team at Louis Berk Law is ready to step in and fight for your recovery, medical, financial, and legal. We know how Florida’s system works. We know the tactics insurers use. And we know how to win.

Schedule a Free Consultation

If your pedestrian vehicle accident left you injured, stressed, or overwhelmed, don’t wait. Your first consultation is free. No obligations. Just honest advice and a plan built around your recovery.Here’s what to expect:

  • A full review of your medical and accident history.
  • Straightforward legal advice based on Florida law.
  • A clear roadmap to pursue your claim strategically.
  • Answers to every legal question you’ve been losing sleep over.

What to Expect in Your First Case Review

When you sit down with our pedestrian auto accident attorneys, we’re not just listening, we’re preparing. We’ll review every document, photo, and medical record to understand exactly what you’re facing.Questions we’ll cover:

  • Were you in a marked crosswalk when hit?
  • Was it a hit-and-run?
  • What treatment have you received so far?
  • Have you spoken to any adjusters yet?
  • What is the current financial toll of the accident?

The more we know upfront, the faster we can take action, and the harder we can push for the compensation you truly deserve.

Don’t Wait, Let Louis Berk Law Protect Your Rights

When you’ve been getting hit by a car, every minute counts. Evidence disappears. Deadlines approach. Insurance companies make their move. You can’t afford to wait, and with Louis Berk Law, you don’t have to. We’ve helped injured pedestrians throughout Florida recover what they’re owed, and we’ll do the same for you. From your first consultation to your final check, we’ve got your back. 

Last updated: February 13, 2026

Disclaimer: This page is for general information only and is not legal advice. Reading it does not create an attorney-client relationship.

About the Authors
Jose Manuel Arreaza
Author:
Jose Manuel Arreaza
Legal SEO Specialist
Medical Doctor Turned SEO Specialist | Bilingual Expert in AI Search, Linkbuilding & SEO Content Strategy
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