Truck Accident Medical Bill Recovery

The truck accident has already cost you too much. Someone else’s negligence has caused you to suffer physical injuries and emotional pain. You are unable to work, and the cost of your medical treatment is adding up. You shouldn’t have to worry about paying your medical bills on top of everything else that you have to worry about, but how will those bills get paid?

4 Options for Paying Medical Bills After a Truck Accident

You can pay your medical bills without taking money out of your bank account. Below are four options for paying your healthcare costs after a truck accident injury:

  1. Personal Injury Protection (PIP). If you have Florida car insurance, then you have personal injury protection. PIP benefits pay 80% of reasonable medical care costs and must include at least $10,000 for medical bills if you suffered an emergency medical condition and at least $2,500 for medical bills if you sustained a non-emergency medical condition. These benefits apply regardless of who was at fault for the accident, but you must seek medical treatment within 14 days of the accident.
  2. MedPay. MedPay is an optional part of car insurance policies for Florida drivers. If you have MedPay on your policy at the time of your truck accident, it may cover the 20% of your reasonable medical care costs that PIP does not cover.
  3. Your own health insurance. After you have exhausted your car insurance benefits, your private health insurance, Medicare, or Medicaid may pay the rest of your bills. Your usual deductible, copays, and other terms of your health insurance policy will likely apply.
  4. Personal injury lawsuit. In some cases, you may have grounds to file a truck accident lawsuit to recover all of your past and future medical expenses from the negligent truck driver and his employer. Additionally, you may recover compensation for your past and future lost income, out-of-pocket costs, physical pain, emotional suffering, and other damages.

Now Is the Time to Protect Your Financial Future

The first step is to make sure that you don’t go into debt to pay your medical costs. Contact Louis Berk Law today for more information about your rights and to schedule an initial case evaluation. Together, we will explore all of your options so that you can make the right decisions for your physical recovery and financial future.